Data center insurance
Insurance engineered for critical infrastructure.
Whether you own, operate, develop or provide services to a data center, your risk extends far beyond the building. We coordinate property, equipment, service interruption, cyber and liability coverage around the dependencies that keep operations online.
Risk landscape
Exposures that deserve a closer look.
Every organization is different. These are common areas we evaluate when designing the program.
- Utility failure and service interruption
- Cooling, electrical and mechanical breakdown
- Property damage and specialized equipment
- Cyber incidents and network interruption
- Customer contracts and service-level obligations
- Construction, expansion and commissioning risk
Coverage package
Core policies and extensions to consider.
Not every company needs every policy. We help determine the appropriate structure, limits and priorities.
Frequently asked questions
Questions about data centers insurance.
What makes data center insurance different from standard commercial property coverage?+
Data centers combine high-value equipment, heat and power demands, service-level commitments and dependence on utilities. A standard property policy may not fully address equipment breakdown, utility interruption, contingent business income or contractual technology exposures.
Can coverage include power or cooling failure?+
Potentially. Coverage depends on the cause of loss, policy wording, waiting periods and whether utility services, equipment breakdown and business interruption extensions are included.
Does a colocation provider need Technology E&O?+
Often, yes. If customers rely on your hosting, connectivity, security or managed services, allegations of service failure may create a professional liability exposure beyond general liability.
Can construction and operational coverage be coordinated?+
Yes. New builds and expansions may require builders risk, wrap-up liability, delay in startup and testing coverage before transitioning to the operational insurance program.
A better insurance conversation